Your
Mortgage
Made Easy
Whether you're looking for first home or refinance into a lower payment we're here to help!
Loan Products
FHA Loans
As little as 3.5% down with flexible credit guidelines—great for first‑time or repeat buyers. Government‑backed; mortgage insurance and property standards apply.
Conventional Loans
Low rates and as little as 3% down for qualified buyers. PMI can be removed at 20% equity; available for primary, second homes, and investments.
VA Loans
0% down and no monthly PMI for eligible Veterans, service members, and some spouses. Competitive rates; funding fee may apply.
USDA Loans
0% down in eligible rural/suburban areas with income limits. Fixed rates; property must be in a USDA‑approved location.
Jumbo Loans
Financing above conforming limits for higher‑priced homes. Strong credit/income/assets required; fixed and ARM options available.
Non‑QM Loans
Flexible underwriting for self‑employed and investors—bank‑statement, 1099, asset‑depletion, and DSCR options. Ideal for unique income situations.
# ABOUT US
We Are Fully Dedicated To Support You
Chester Financial LLC works with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
OUR TEAM
Our bilingual team at Chester Financial LLC is fast, friendly, experienced and here to help you every step of the process!
CESAR LECAROS
Chief Executive Officer
NMLS 1970344
CJ LECAROS
Mortgage Loan Originator
NMLS 2544823
Susan Aguilar Soto
Mortgage Loan Originator
NMLS 2632513
CONTACT US
Inquiries?
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Chester Financial LLC is licensed by the Banking Department of the State of Connecticut. Operating as a MORTGAGE BROKER ONLY. NOT A LENDER OR A CORRESPONDENT MORTGAGE LENDER. NMLS 2454525.
Verify our Licenses at www.nmlsconsumeraccess.org